Summary This educational video emphasizes the importance of regular saving and preparation for the future through relatable stories and fables. By comparing the habits of two brothers, Navin and Pravin, it demonstrates how consistent saving allows one to achieve long-term goals, such as purchasing a desired item. The video also uses the classic fable of the ant and the grasshopper to illustrate the necessity of preparing for "rainy days" and concludes with a practical exercise on managing pocket money and expenses. Transcript Savings. Every coin counts. While our parents work hard to provide for our needs and wants, wouldn't it be nice to be able to help them in our own little way? Here is a story of two 11-year-old twin brothers, Navin and Pravin. Navin ensures that he finishes his homework and studies every day before going to play with his friends. Pravin postpones studying every day and plays all the time. While Navin excels in his exams, Pravin gets an average score. Navin makes his parents proud and happy. This teaches us that regular practice can help achieve success. Now, every week, Navin and Pravin would visit their grandparents' house. They would wait excitedly for the moment when their grandfather would give them a few coins each to buy whatever they wished to. Both Navin and Pravin liked different things. Navin loved chocolates. Pravin, on the other hand, loved sports, especially badminton. Every week after the visit to the grandparents, Navin would go excitedly to the local shop and buy chocolates. Pravin spent some of his money on candy but saved a larger part in a piggy bank. After a year, he had enough saved to buy what he had wanted for a long time. Guess what he bought? A good quality badminton racket. It was Pravin's turn to make his parents proud and happy that he bought this with his own money. Meanwhile, Navin wanted an encyclopedia but did not have enough saved for it. The moral of the story is, by saving regularly, a big or a small goal can be achieved. While savings can help you in achieving your dream, more importantly, it can see you through a rainy day. Remember the fable of the ant and the grasshopper? The hardworking ant used to collect his food every day. The grasshopper was carefree and never bothered about saving food for the future. “We have plenty of food at present, why save for the future?” When winter came, the grasshopper had no food and found herself dying of hunger. While the ant had enough food to last for days and days. The lesson learned from this story is, while it is great to have fun today, one should prepare for tomorrow. Little drops of water make the mighty ocean. Similarly, savings done regularly will ensure that you have a good future. Now, let's say Navin and Pravin get some pocket money every month from their parents. Navin stops saving the money after four months, whereas Pravin continues to save the money. Who has more balance at the end? What is Navin's total savings at the end of April? Why has Navin's balance not increased from May till the year end? Who had lesser expenses up to May?