Subordinate debt will provide a substantial help in sustaining and reviving the MSMEs which have either become NPA or are on the brink of becoming NPA. Promoter(s) may infuse this amount in MSME unit as equity and thereby enhance the liquidity and maintain debt-equity ratio. In a situation, where an outright loan is difficult, sub-debt with guarantee will provide the requisite financing to the MSME Units, Eligibility/Applicability This Scheme seeks to extend support to the promoter(s) of the operational MSMEs which are stressed and have become NPA as on 30th April, 2020; Nature of Assistance Promoter(s) of the MSMEs will be given credit equal to 15% of their stake (equity plus debt) or Rs. 75 lakh whichever is lower. The maximum tenor for repayment will be 10 years. There will be a moratorium of 7 years on payment of principal. Guarantee for the sub-debt: 90% guarantee coverage would come from the scheme / trust and remaining 10% from the concerned promoter(s); How to Apply MSMEs meeting the eligibility criteria may approach eligible Banks. Contact Lending bank branch, CEO, CGTMSE, SIDBI, Swavalamban Bhavan, C-11, GBlock, BKC, Bandra (East), Mumbai 400051. Guidelines of this scheme can also be downloaded from : UDAAN CGSSD