<h3>Introduction</h3> <ul> <li>The Ekmusht Niptan Yojana for Farmers is a one-time settlement scheme launched by the Haryana Government to reduce the financial burden of farmers who have pending agricultural loans.</li> <li>The scheme was officially announced on 10 December 2025.</li> <li>It primarily focuses on farmers who have taken loans from Primary Agricultural Credit Societies (PACS) and are unable to repay them due to rising farming costs and uncertain agricultural income.</li> <li>The main purpose of this scheme is to help farmers close their outstanding loans in a fair, simple, and transparent manner.</li> <li>Instead of forcing farmers to pay heavy interest and penalty charges, the government has decided to waive these amounts completely.</li> <li>Farmers are required to deposit only the principal loan amount, after which the loan account is settled.</li> <li>The scheme is implemented by the Department of Agriculture and Farmers Welfare, Haryana, which coordinates with PACS to ensure smooth execution.</li> <li>A key highlight of the Ekmusht Nipta Yojana for Farmers is that there is no application process, making it accessible even for small and marginal farmers who often struggle with paperwork and formalities.</li> </ul> <h3>Benefits</h3> <ul> <li>Under the Ekmusht Niptan Yojana for Farmers, the Haryana Government provides a complete waiver of interest and penal charges on agricultural loans taken from PACS.</li> <li>The benefit is available only after the farmer deposits the entire principal amount of the loan.</li> <li>The scheme remains valid up to 31 March 2026, giving farmers sufficient time to settle their dues.</li> <li>In case of the death of a farmer, eligible family members can also avail the interest waiver under the scheme.</li> </ul> <h3>Eligibility</h3> <ul> <li>The scheme is applicable only to permanent resident farmers of Haryana.</li> <li>The farmer must have taken an agricultural loan from a Primary Agricultural Credit Society (PACS).</li> <li>Only those farmers who are willing to repay the principal loan amount are eligible for benefits under this scheme.</li> </ul> <h3>Documents</h3> <ul> <li>As there is no formal application, only basic documents may be required for verification by PACS, such as :- <ul> <li>Loan-related documents issued by PACS.</li> <li>Aadhaar Card of the farmer.</li> <li>Registered mobile number.</li> </ul> </li> <li>Additional documents may be requested by PACS if necessary.</li> </ul> <h3>Process to Apply</h3> <ul> <li>Farmers do not need to apply separately to avail benefits under the Ekmusht Niptan Yojana for Farmers.</li> <li>Eligible farmers are automatically covered through their respective Primary Agricultural Credit Societies.</li> <li>To receive the benefit, the farmer must deposit the principal amount of the loan directly into the PACS account.</li> <li>Once the amount is deposited, the PACS verifies the payment and completes the loan settlement under the scheme.</li> <li>After settlement, the Haryana Government waives off the entire interest and any penal charges applicable on the loan.</li> <li>The process is fully automatic and does not require the farmer to visit any government office or submit online forms.</li> <li>This simplified system helps farmers become debt-free without procedural delays.</li> <li>If any assistance or clarification is required, farmers can directly contact the officials or committee members of their concerned PACS.</li> </ul> <h3>Important Links</h3> <ul> <li><a title="External website that opens in new window" href="https://agriharyana.gov.in/Default" target="_blank" rel="noopener">Department of Agriculture and Farmers Welfare, Haryana.</a></li> </ul> <h3>Contact</h3> <ul> <li>For further assistance related to the scheme, farmers may contact :-</li> <li>Haryana Department of Agriculture and Farmers Welfare :- <ul> <li>Phone: 0172-2571544</li> <li>Email: agriharyana2009@gmail.com</li> </ul> </li> </ul>