Introduction Pashu Kisan Credit Card Yojana is a livestock credit support scheme implemented by the Department of Animal Husbandry and Dairying, Haryana. The scheme enables livestock farmers to access hassle-free institutional credit for meeting day-to-day expenses related to animal husbandry activities, including fodder, medicines, healthcare, and maintenance of animals. Under this scheme, eligible farmers engaged in dairy, goat, sheep, pig, and poultry farming can avail loans of up to ₹3 lakh through participating banks. Timely repayment allows beneficiaries to receive interest subvention benefits, reducing the effective interest burden. The scheme also provides collateral-free loans up to prescribed limits, helping livestock owners maintain and expand their animal husbandry activities without facing financial constraints. Benefits Loan facility of up to ₹3 lakh for livestock-related activities. Credit available for cow, buffalo, goat, sheep, pig, and poultry farming. Loan can be utilized for fodder, medicines, animal care, and maintenance expenses. Interest charged at 7% per annum by banks. 3% interest subvention on timely repayment. Effective interest rate reduced to 4% for eligible borrowers. Collateral-free loan facility up to ₹1.60 lakh. Flexible withdrawal and repayment within the approved credit limit. ATM withdrawal and transaction facilities available through the card. Supports working capital requirements of livestock farmers. Eligibility Applicant must be a resident of Haryana. Applicant should be engaged in livestock farming activities. Farmers involved in cow or buffalo rearing are eligible. Goat and sheep farmers can apply. Pig farmers are eligible under the scheme. Poultry farmers can also avail the facility. Applicant should possess valid identification and banking documents. Livestock details must be verified as per bank requirements. Documents Aadhaar Card. PAN Card. Residence Certificate. Voter ID Card. Passport-size Photograph. Bank Account Details. Mobile Number. Animal Health Certificate (if required). Animal Insurance Documents (if applicable). Duly filled application form. Any additional documents required by the concerned bank. Process to Apply Visit the nearest participating bank branch. Obtain the AHDF-KCC/Pashu Kisan Credit Card application form. Fill in personal, bank account, and livestock details. Attach required documents and photographs. Submit the completed application form to the bank. Bank officials will verify the documents and livestock information. Loan eligibility and credit limit will be assessed as per norms. After approval, the Pashu Kisan Credit Card facility will be issued. Beneficiaries can withdraw funds within the sanctioned limit as required. Important Links and Contact Department of Animal Husbandry and Dairying, Haryana Official Scheme Information Helpline Number: 0172-2574663, 0172-2574664 Email: dg.ahd@hry.nic.in Department: Directorate of Animal Husbandry and Dairying, Haryana FAQs Q1. What is Haryana Pashu Kisan Credit Card Yojana?It is a livestock credit scheme that provides loans to livestock farmers for animal husbandry-related expenses. Q2. What is the maximum loan amount available under the scheme?Eligible livestock farmers can avail loans up to ₹3 lakh. Q3. Who can apply for the Pashu Kisan Credit Card?Residents of Haryana engaged in livestock activities such as dairy, goat, sheep, pig, or poultry farming can apply. Q4. What is the interest rate under the scheme?Banks charge 7% annual interest, while eligible borrowers receive a 3% interest subvention for timely repayment. Q5. What is the effective interest rate after subsidy?After availing the interest subvention benefit, the effective interest rate becomes 4% per annum. Q6. Is collateral required for the loan?No collateral or mortgage is generally required for loan amounts up to ₹1.60 lakh. Q7. For what purposes can the loan be used?The loan can be used for fodder purchase, medicines, animal care, maintenance, and other livestock-related expenses. Q8. How can I apply for the scheme?Applicants can apply offline by visiting their nearest participating bank branch and submitting the prescribed application form. Q9. Can poultry farmers apply under the scheme?Yes, poultry farmers are among the eligible beneficiaries covered under the scheme. Q10. What happens if the loan is not repaid on time?Delay in repayment may result in loss of interest subvention benefits and higher applicable interest rates as per bank rules.