Introduction Gopabandhu Jana Arogya Yojana (GJAY) is Odisha's flagship health assurance scheme that provides affordable and accessible healthcare services to eligible residents across the state. Originally launched as Biju Swasthya Kalyan Yojana (BSKY) in 2018, the scheme was later renamed and expanded to strengthen healthcare coverage for economically vulnerable families. It combines free treatment at government healthcare facilities with cashless hospitalization benefits at empanelled private hospitals. Under the scheme, eligible NFSA and SFSA beneficiary families can receive cashless treatment coverage of up to ₹5 lakh per family per year. Women members are entitled to an additional ₹5 lakh coverage after the family limit is exhausted, increasing their total healthcare protection to ₹10 lakh. The scheme covers a wide range of medical treatments, surgeries, diagnostics, hospitalisation expenses, medicines, and critical care services. Following its integration with Ayushman Bharat PM-JAY in January 2025, beneficiaries can access a larger network of empanelled hospitals both within and outside Odisha. Eligible families are automatically included through NFSA and SFSA databases, eliminating the need for a separate enrollment process. Smart Health Cards issued under the scheme help beneficiaries avail cashless healthcare services seamlessly across empanelled healthcare institutions. Benefits Free healthcare services at Government health facilities across Odisha. Cashless treatment coverage up to ₹5 lakh per family per year at empanelled private hospitals. Additional healthcare coverage of ₹5 lakh for women beneficiaries. Total treatment coverage of up to ₹10 lakh for eligible women. Coverage for hospitalization, surgeries, diagnostics, medicines, ICU care, dialysis, and other approved treatments. Access to empanelled hospitals within and outside Odisha. Cashless emergency treatment facility. Expanded hospital network through integration with Ayushman Bharat PM-JAY. Healthcare Coverage Under GJAY Government Hospitals: Free healthcare services without any annual coverage limit. Private Empanelled Hospitals: Cashless treatment up to ₹5 lakh per family annually. Women Beneficiaries: Additional ₹5 lakh coverage after exhaustion of the family limit. Emergency Cases: Smart Health Card can be submitted within 72 hours of hospitalization. Services Covered: Surgery, diagnostics, medicines, inpatient treatment, ICU care, cancer treatment, dialysis, blood bank services, and other approved procedures. Eligibility All residents can access free treatment at Government healthcare facilities covered under the scheme. Families covered under the National Food Security Act (NFSA) are eligible for cashless treatment benefits. Families covered under the State Food Security Scheme (SFSA) are eligible. Valid GJAY/BSKY Smart Health Card holders can avail treatment at empanelled hospitals. Beneficiaries must satisfy applicable treatment package and hospital requirements. Family details should match NFSA/SFSA records for seamless benefit access. Documents NFSA or SFSA Ration Card. GJAY/BSKY Smart Health Card. Aadhaar Card or any valid identity proof. Registered mobile number. Medical prescriptions and diagnostic reports. Hospital admission and treatment-related documents. Any additional document requested during verification. Process to Apply Verify whether your family is covered under NFSA or SFSA records. Obtain or verify your Smart Health Card through the nearest Mo Seva Kendra. Select an empanelled hospital for treatment. Visit the hospital and contact the Swasthya Mitra/help desk. Submit the Smart Health Card, ration card, Aadhaar, and medical documents for verification. After successful verification and approval, receive cashless treatment under the scheme. In emergency cases, submit the Smart Health Card within 72 hours of admission. How to Check GJAY Smart Card Details Visit the GJAY Dashboard. Select the "Know Your Card Balance" option. Enter your GJAY Smart Card Number or Ration Card Number. Submit the details to view available balance and beneficiary information. Check treatment history and utilized benefits. Search nearby empanelled hospitals and Mo Seva Kendras. GJAY and Ayushman Bharat PM-JAY Integration In January 2025, Odisha integrated Gopabandhu Jana Arogya Yojana with Ayushman Bharat PM-JAY. This integration expanded access to a wider network of government and private hospitals across India, allowing eligible beneficiaries to receive cashless treatment under the combined healthcare framework while retaining state-level GJAY benefits. Important Links Gopabandhu Jana Arogya Yojana Official Portal GJAY Dashboard Health & Family Welfare Department, Odisha Find Nearby Mo Seva Kendra Search Empanelled Hospitals Contact General Health Helpline: 104 Smart Health Card Helpline: 155369 Feedback Helpline: 14545 Phone: 0674-2395235 Email: orhealth@od.gov.in Address: Health & Family Welfare Department, Kharavel Bhavan, Unit-V, Bhubaneswar, Odisha - 751001 FAQs Q. What is Gopabandhu Jana Arogya Yojana (GJAY)?GJAY is Odisha's state health assurance scheme that provides free healthcare at government facilities and cashless treatment at empanelled private hospitals. Q. How much treatment coverage is available under GJAY?Eligible families receive up to ₹5 lakh annual coverage, while women beneficiaries can receive an additional ₹5 lakh. Q. Who is eligible for GJAY cashless treatment benefits?Families covered under NFSA and SFSA are eligible for cashless treatment benefits under the scheme. Q. Is registration required for the scheme?No. Eligible NFSA and SFSA families are automatically covered through government beneficiary databases. Q. What is the Smart Health Card?It is an identification card that helps beneficiaries access cashless healthcare services at empanelled hospitals. Q. Can treatment be availed outside Odisha?Yes. Eligible beneficiaries can access treatment at empanelled hospitals outside Odisha as per scheme guidelines. Q. What should be done if the Smart Health Card is lost?Beneficiaries can approach the nearest Mo Seva Kendra for card replacement or assistance. Q. What is the emergency admission provision?In emergencies, beneficiaries can submit the Smart Health Card within 72 hours after hospitalization. Q. How can Smart Card balance be checked?Card balance and benefit utilization details can be checked through the official GJAY Dashboard. Q. Is GJAY linked with Ayushman Bharat PM-JAY?Yes. Since January 2025, GJAY has been integrated with Ayushman Bharat PM-JAY to expand healthcare access and hospital coverage.