Introduction Sahkari Gramin Parivar Aajeevika Rin Yojana is a livelihood promotion scheme introduced by the Government of Rajasthan to support rural households through affordable institutional credit. The scheme enables eligible families to obtain interest-free financial assistance for establishing or expanding income-generating activities outside traditional agriculture. Through this initiative, the government aims to improve rural self-employment opportunities, strengthen village-based enterprises, and enhance household income across the state. Under the scheme, eligible applicants can receive loans from ₹25,000 to ₹2 lakh through cooperative banking institutions. The financial support is provided for activities such as handicrafts, tailoring, weaving, small manufacturing, retail businesses, service enterprises, and other approved livelihood ventures. The interest burden is borne by the state government in the form of an interest subsidy, provided the borrower repays the outstanding amount and renews the credit limit within the prescribed period. The scheme is implemented through District Central Cooperative Banks under the supervision of the Cooperation Department, ensuring easier access to formal credit in rural areas. Benefits Interest-free loan facility from ₹25,000 to ₹2,00,000. Government provides interest subsidy up to the applicable bank rate. No processing fee for eligible beneficiaries. Support for non-farm livelihood and self-employment activities. Renewable credit limit facility instead of a one-time loan. Financial assistance for handicrafts, tailoring, shops, manufacturing units, and similar businesses. Accessible through cooperative banking institutions across Rajasthan. Helps increase rural income and entrepreneurship opportunities. Eligible SHG, Producer Group, and Rajeevika members can also avail benefits. Eligibility Applicant must be a resident of rural Rajasthan for at least five years. Only one adult member from a family can avail benefits under the scheme. Applicant should possess Aadhaar Card or Jan Aadhaar Card. Must be engaged in or willing to start an eligible livelihood activity. Small and marginal farmers, landless labourers, artisans, craftsmen, shopkeepers, and rural entrepreneurs are eligible. Business activity should fall within the operational area of the selected cooperative bank branch. Applicant should have a satisfactory credit history. Must comply with all conditions prescribed by the lending bank. Documents Aadhaar Card. Jan Aadhaar Card. Residence proof showing rural residency. Ration Card, Voter ID, or other valid address proof. Proof of five-year rural residence in Rajasthan. Passport-size photograph. Bank account details. Business proposal or project report. Machinery or equipment quotations, if applicable. PAN Card (if available/applicable). Any additional documents required by the cooperative bank. Process to Apply Visit the SSO Rajasthan Portal. Login using your SSO ID and password or create a new account. Search for "Sahkari Gramin Parivar Aajeevika Rin Yojana" in Citizen Apps. Click on the application option and open the online form. Fill in personal, residential, and livelihood-related information. Provide details of the proposed business activity and required loan amount. Select the concerned District Central Cooperative Bank branch. Upload all required documents. Review the information and submit the application. Track application status through the portal after submission. Important Links and Contact SSO Rajasthan Portal Cooperation Department Rajasthan Government of Rajasthan Portal Helpline Number: 0141-2740045, 0141-2740737 Email: reg.coop@rajasthan.gov.in Address: Registrar, Cooperative Societies, Nehru Sahkar Bhawan, Bhawani Singh Road, Jaipur, Rajasthan FAQs Q1. What is Rajasthan Sahkari Gramin Parivar Aajeevika Rin Yojana?It is an interest-free livelihood loan scheme for eligible rural families of Rajasthan. Q2. What is the loan amount available under the scheme?Eligible applicants can receive loans ranging from ₹25,000 to ₹2,00,000. Q3. Who implements the scheme?The scheme is implemented through Rajasthan State Cooperative Bank and District Central Cooperative Banks. Q4. Is the loan completely interest-free?Yes, subject to timely repayment and renewal conditions prescribed under the scheme. Q5. Can farmers apply for this scheme?Yes, small and marginal farmers along with other eligible rural families can apply. Q6. What activities are supported under the scheme?Handicrafts, tailoring, retail shops, weaving, small manufacturing, service enterprises, and other approved livelihood activities. Q7. How can I apply for the scheme?Applications can be submitted online through the SSO Rajasthan Portal. Q8. Is Jan Aadhaar mandatory?Applicants should possess Aadhaar or Jan Aadhaar as per scheme requirements. Q9. Can more than one family member receive the benefit?No, only one adult member from a family is eligible under the scheme. Q10. Where can I get more information?Applicants can visit the official Rajasthan Cooperative Department website or contact the Registrar, Cooperative Societies office.