Introduction Mukhyamantri Krishak Samriddhi Yojana is a newly approved agricultural credit scheme launched by the Government of Uttar Pradesh to improve access to affordable long-term finance for farmers. The scheme primarily focuses on supporting small and marginal farmers by providing institutional credit for agricultural development, asset creation, irrigation facilities, farm mechanization, and allied farming activities. Under the scheme, eligible farmers can avail long-term agricultural loans of up to ₹6 lakh through U.P. Sahkari Gram Vikas Bank Ltd.. To reduce the financial burden on farmers, the state government will provide an interest subsidy of up to 5%, while the concessional loan interest rate has been fixed at 6% per annum. The initiative aims to encourage productive investments in agriculture rather than limiting support to seasonal farming expenses. The scheme was approved by the Uttar Pradesh Cabinet in 2026 and forms part of the state's broader strategy to strengthen rural livelihoods, improve agricultural productivity, and enhance farmers' income. While financial provisions have already been approved, detailed operational guidelines, application procedures, and beneficiary selection norms are expected to be notified separately by the government. Benefits Long-term agricultural loans up to ₹6 lakh. Concessional interest rate of 6% per annum. Interest subsidy of up to 5% from the Uttar Pradesh Government. Supports creation of long-term agricultural assets. Can be used for irrigation, farm development, and allied activities. Improves access to institutional agricultural credit. Designed primarily for small and marginal farmers. Promotes rural self-employment and income generation. Strengthens the cooperative agricultural credit system. Facilitates investment in modern farming infrastructure. Eligibility Applicant must be a resident farmer of Uttar Pradesh. The scheme is primarily intended for small and marginal farmers. Applicant should be eligible for long-term agricultural credit through the cooperative banking system. Farmers must fulfill the loan sanction conditions prescribed by U.P. Sahkari Gram Vikas Bank Ltd. Land ownership or cultivation-related requirements may apply as per final guidelines. Applicant must comply with repayment and subsidy conditions notified by the government. Additional eligibility criteria will be applicable after official scheme guidelines are released. Documents Aadhaar Card. PAN Card (if applicable). Residence Proof. Passport-size Photograph. Land Records (Khatauni/Khasra or related documents). Bank Account Passbook. Proof of Small or Marginal Farmer Status. Loan Application Form. Details of the proposed agricultural activity. Existing loan information, if applicable. Any additional documents required by the financing bank. Process to Apply The scheme has been approved by the Uttar Pradesh Government. Detailed application guidelines have not been released yet. No official online registration portal is currently available. Application forms and procedures will be notified separately. Loans will be processed through U.P. Sahkari Gram Vikas Bank Ltd.. Farmers should follow updates issued by the government and the cooperative bank. Avoid applying through unofficial websites or agents claiming registration. The complete application process will begin after official implementation guidelines are announced. Important Links and Contact U.P. Sahkari Gram Vikas Bank Ltd. Official Website Scheme Nodal Agency Portal Official application process and guidelines are yet to be released by the Government of Uttar Pradesh. For scheme-related information, applicants may contact their nearest U.P. Sahkari Gram Vikas Bank branch. Department: U.P. Sahkari Gram Vikas Bank Ltd. FAQs Q1. What is Uttar Pradesh Mukhyamantri Krishak Samriddhi Yojana?It is a state government scheme that provides concessional long-term agricultural loans to small and marginal farmers. Q2. When was the scheme launched?The scheme was approved by the Uttar Pradesh Cabinet in 2026. Q3. What is the maximum loan amount available under the scheme?Eligible farmers can avail long-term agricultural loans of up to ₹6 lakh. Q4. What is the interest rate under the scheme?Loans are proposed to be available at a concessional interest rate of 6% per annum. Q5. Is any subsidy available on the loan?Yes, the Uttar Pradesh Government will provide an interest subsidy of up to 5% on eligible loans. Q6. Who can benefit from this scheme?The scheme primarily targets small and marginal farmers of Uttar Pradesh. Q7. Which bank will provide loans under the scheme?Loans will be provided through U.P. Sahkari Gram Vikas Bank Ltd.. Q8. Can the loan be used for farm development activities?Yes, the loan is intended for long-term agricultural investments, infrastructure, and asset creation. Q9. Has the application process started?No, detailed application procedures and registration processes are yet to be announced. Q10. Where can farmers get official updates about the scheme?Farmers can visit the official website of U.P. Sahkari Gram Vikas Bank Ltd. and follow government notifications for updates.