Introduction Housing is one of the basic requirements for human survival. For a normal citizen owning a house provides significant economic and social security and status in society. For a shelter less person, a house brings about a profound social change in his existence, endowing him with an identity, thus integrating him with his immediate social milieu. In pursuance to the goal - Housing for all, the rural housing scheme Indira Awas Yojana has been revamped to Pradhan Mantri Awaas Yojana – Gramin and approved during March 2016. Under the scheme, financial assistance is provided for construction of pucca house to all houseless and households living in dilapidated houses. The scheme would be implemented in rural areas throughout India except Delhi and Chandigarh. The cost of houses would be shared between Centre and States. Objective To provide pucca house to all who are houseless and living in dilapidated houses in rural areas. The overall target is to construct 4.95 crore houses by March 2029. Funding Pattern Under PMAY, the cost of unit assistance is to be shared between Central and State Governments in the ratio 60:40 in plain areas and 90:10 for North Eastern and hilly states. The unit assistance given to beneficiaries under the programme is Rs 1,20,000 in plain areas and to Rs 1,30,000 in North Eastern Region and hilly states (Himachal Pradesh, Uttarakhand, Jammu and Kashmir and Ladakh). Additional assistance of Rs.12,000/- is extended for construction of toilets through convergence with Swacch Bharat Mission – Gramin (SBM-G), Mahatma Gandhi National Rural Employment Guarantee Scheme (MGNREGS) or any other dedicated source of funding. Presently the NE States, States of HP, J&K and Uttarakhand and all 82 LWE districts are identified as difficult and hilly areas. The unit size is 25 sq.m including a dedicated area for hygienic cooking. The beneficiary is entitled to 90/95 days of unskilled labour from MGNREGA. The beneficiary would be facilitated to avail loan of up to Rs.70,000/- for construction of the house which is optional. Funds will be transferred electronically directly to the account of the beneficiary. Target Group PMAY-G aims at providing a pucca house, with basic amenities, to all houseless householder and those households living in kutcha and dilapidated house. The exclusion criteria (not eligible households) for the scheme Motorised three/four-wheeler Mechanised three/ four-wheeler agricultural equipment Kisan Credit Card with credit limit of Rs 50,000 or above Household with any member as a Government employee Households with non-agricultural enterprises registered with the Government Any member of the family earning more than Rs 15,000 per month Paying income tax Paying professional tax Own 2.5 acres or more of irrigated land Own 5 acres of more of unirrigated land Identification of beneficiaries eligible for assistance and their prioritisation to be done using information from Socio Economic and Caste Census (SECC) ensuring total transparency and objectivity. The list will be presented to Gram Sabha to identify beneficiaries who have been assisted before or who have become ineligible due to other reasons. The finalised list will be published. Annual list of beneficiaries will be identified from the total list through participatory process by the Gram Sabha. Gram Sabha will need to justify in writing with reasons for any alteration of priority in the original list. Related Resources Implementation guidelines of PMAY - Gramin Source: Ministry of Rural Development